Idyllwild and Garner Valley real estate and homes for sale in California, Vacation, Second Homes, Horse Property, Ranches, Mountain Resorts - Kay Jennison DRE# 01065718, REALTOR® Kay Jennison REALTOR(r) for Idyllwild and Garner Valley, California real estate, Vacation, Second Homes, Horse Property, Ranches, Mountain Resorts - NUMBER1EXPERT™ Kay Jennison NUMBER1EXPERT(tm) for Idyllwild and Garner Valley, California real estate, Vacation, Second Homes, Horse Property, Ranches, Mountain Resorts
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Kay Jennison, REALTORŪ, real estate agent and broker for Idyllwild and Garner Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Kay Jennison, REALTORŪ, real estate agent and broker for Idyllwild and Garner Valley California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kay Jennison DRE# 01065718
Kay Realty

54545 North Circle Drive
PO Box 585
Idyllwild, CA. 92549
Cell: 909.754.7528
Fax: 866.311.9262
Email: kayrealty@verizon.net

Discover Idyllwild with Kay Jennison, 36 year resident of this charming mountain community. Twenty whirlwind years of selling real estate after 15 years of teaching elementary school. I take great pleasure in home and family, church and music, gardening, walking and hiking, as well as enjoying the time shared with family and friends. Call or email Kay today!

Equal Housing MLS REALTOR


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